Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Money Draining Food Myths These food myths will really put a drain on your wallet. The Half Million Dollar Baby The true cost of raising a child may be far more than you expect.